If you are trying to take out a short term payday loan

You will find that many companies require you to fax them a document before they will send you your money. What if you don’t have a fax but need a payday loan ASAP?
This is where a faxless payday loan can come in handy. You can still get all of the benefits of a regular payday loan, but without the need to fax a document, you can get your money even faster. It’s a win for the company because they don’t have to deal with all that extra paperwork, and it’s a win for you because you don’t need to waste all that extra time.
Companies are trying to go paperless in our day and age for a plethora of reasons. The number one reason? You guessed it – money! Many companies are trying to go green in order to save a little green. When big corporations make an effort to be economically efficient, they get rewards. These rewards come from many places, such as the government and private interest groups. Everyone wants to see the earth prosper, but sometimes business gets in the way.
If a company gives out 3,000 payday loans a day and each document required is 10 pages, a faxless payday loan company can literally save 30,000 sheets of paper per day by just having the client fill out their information online. Sure, it uses more computer resources, but in terms of efficiency, there’s no contest.
Some companies will try to say that their payday loans no faxing should cost more money than others where you have to fax. Not true! Like we just went over, going faxless will often reduce their costs. It’s ludicrous to even think of charging you more because you have to do less work!
Make sure to compare quotes between faxless payday loans so that you are getting the best rate. All too often people are caught up in the no fax aspect of a certain company that they fail to check with any others. Because of this, they get a ridiculously high interest rate and regret it later. Don’t be one of those people!
If you are unable to locate a payday loan company that offers no faxing, getting one isn’t all that difficult. First, you have to acquire the actual fax machine. A popular route to go is getting one off of a site like Craigslist because people let them go for almost nothing. Another alternative is getting a printer-scanner-fax combo from an office supply store. This machine will allow you to make your fax, but also have other uses.
After that you need to set up your fax machine and have a land line number. Simply scan your sheet (or sheets) of paper into the fax machine and enter the number. It should come out on the other end as from you.
If you’re not sure the fax went through, make sure to call the company. Faxes are pretty prehistoric. It’s not like they have confirmation of the person picking up the other piece of paper from the other end. Make sure to cover all of your bases so you can have that money you need from your payday loan as soon as possible.…

Direct Payday Loan Lenders

Shopping around for a loan can be a very stressful process. Not only there tons of technicalities within loan contracts, but each company has different perks. Some may offer superior support, some might offer lower rates, some might be well rounded – it really depends. If you’re trying to get a payday loan, it becomes even more difficult. You probably need the money as soon as possible, hence why you are getting a payday loan instead of a regular loan. This doesn’t give you much time to compare and save.
The first option you have is the traditional way. Use the internet to pick out a certain number of companies. Call up each company, explain your situation, and ask for a quote. Each phone all can easily take a half hour, and if you’re doing this with many different companies, it can take you a full day! Even at the end of all that stress, you might not have the number you need.

The solution? Go to direct lenders. Direct lender payday loans will be much less expensive than other companies. Most payday loan companies are actually just middlemen – they use out of the box advertising to lure you in, then simply redirect you to a company that does direct lenders payday loans. It’s a vicious cycle – everyone wants to make money, but not everyone is making it easy for you to get a good loan. Let’s go over some of the differences between direct lender payday loans and regular payday loans.
Cheaper rates

If you’re going directly to the source, you can expect lower prices. This is evident in all industries. Bananas cost much less to buy directly from a banana grower, but as a regular human, you can usually only get them through supermarkets. Take this same analogy and apply it to payday loans. You no longer just have the power of a regular human (who must use supermarkets, AKA middleman payday loan companies) – but you can actually go straight to the source (direct lenders payday loans).
The rates will be cheaper, but you also might get some downsides.

Less support
Big banks, who are usually the mystery direct lenders, can’t be bothered with every little guy who comes in needing a payday loan. Sure, they’ll give them out, but they might not have the staff to support answering questions from such small customers.
This is a benefit to the middleman payday loan companies. They charge more, but some of these extra charges go towards hiring more support staff. Not always, though! Some companies will claim outstanding support, only to let you down once you choose them.
To negate this, do your research. Look around the web for reviews of the company. You will be able to get a good feel for if the company is right for you based on whether other people enjoyed their experience or not. Sign up for the companies with good reputation, stay away from those with bad reviews!…